Because I am an advocate of looking at each individual’s circumstances and designing mortgage plans that meet their unique situation. My background is deeply entrenched in real estate, beginning in college with the purchase of my first home and then with the establishment of my law practice in 1991-2000. I am currently a Senior Mortgage Planner with Millenium Home Mortgage, LLC based in New Jersey. In this role Ie manage a team of specialists who assist clients in the purchase and refinancing of their homes and investment properties. I meet with clients daily educating them on alternative methods of leverage and retirement planning, enabling families to obtain their dreams and goals of home ownership and asset protection for a safer and happier retirement. I teach my clients how to make money using their mortgage as a financial instrument. This is accomplished by structuring their home financing in a manner that will achieve the goals of maximizing tax deductions, improving their current cash flow, increasing their net worth and ultimately increasing their retirement income.